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With the rising costs of dental care, finding ways to save money becomes more and more important. A great way to save money on these procedures is with the use of a discount dental plan. It's fast and easy, and you can save on all of your dental care needs!

Dental Plan Articles

1. Getting the Most from Your Dental Plan.

2. Understanding Dental Benefits.

3. Importance of Dental Benefits

Dental Insurance Plans Offered

1. Indemnity Plans

2. Dental HMOs

3. Preferred Provider Organizations

4. Dental Discount and Reimbursement Plans

Preferred Provider Organizations

Another true insurance plan, a Preferred provider organizations ( PPO) falls somewhere between an indemnity plan and a dental HMO. This plan allows a particular group of patients to receive dental care from a defined panel of dentists. The participating dentist agrees to charge less than usual fees to this specific patient base, providing savings for the plan purchaser. If the patient chooses to see a dentist who is not designated as a "preferred provider," that patient may be required to pay a greater share of the fee-for-service. 

A group of dentists agrees to provide services at a deeply discounted rate, giving you substantial savings - as long as you stay in their network. Unlike the more restrictive DHMO, though, you can go out of network and still receive some benefits. Some typical features of these plans:

• Monthly premiums

• Annual dollar cap

• You must stay within the approved network of dentists or pay higher deductibles and co-payments

• Your average monthly cost: $20-25

• Companies selling these plans are regulated by state insurance departments.